Blog - Landers Insurance Agency, LLC.

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How to Utilize Life Insurance for Your Retirement

When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a net worth of at least $11.7 million threshold […]

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General Liability: What Does It Really Mean?

When looking into insurance for your business, one coverage you will often see is general liability. Now, what makes it general liability is the vast amount of items it covers in the policy, which we will cover a bit later. To emphasize why general liability policies are recommended for businesses, both big and small, the […]

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Surprising Things You Might Not Know Your Home Insurance Covers

Having the right home insurance policy will protect your home and belongings, and additionally, cover your liability exposure from owning a home. You are probably aware of the typical events that home insurance covers, such as vandalism, fires, fallen trees, wind damage, or even lightning strikes. However, not all natural events are covered by all […]

Sugar Rush: How Does Too Much Candy Affect Your Body?

We all know that sugar is not good for our bodies, but the scary repercussions do not seem to be fully realized when we look at American culture. Many of our holidays revolve around food, and, particularly and not coincidentally, processed and refined foods such as candy. Americans love candy and purchase around twenty-four pounds […]

6 Reasons to Insure Your All Terrain Vehicle (ATV)

Blazing trails on your ATV out in the fresh, clean, country air is an indescribable joy that can only be felt. Thinking about insurance against damages and injuries is no joy, but it is a hill that you and your agent need to charge over together so that you can continue doing what you love. […]

Bundle Up! What It Means to Bundle Your Insurance Policies

What happens when you have a lot of coverages but don’t bundle them? You end up with many confusing pieces of paperwork, and you could be spending more money than you need. Do you have different policies from different providers? Maybe you weren’t sure you wanted to bundle your policies and just never went back. […]

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Important Tips for Your Roof Inspection

Your roof is your home’s first line of defense from natural elements such as rain, hail, snow, and debris. Even a small crack can cause extensive damage, so it is a good idea to conduct routine roof checks. This helps keep your home and family safe, while also ensuring you have documentation of professional maintenance […]

Buying a Fixer-Upper? Here’s What You Need to Know About Insuring It.

If you are looking into buying a home, you may be experiencing a bit of a hard time due to the current circumstances of the housing market. Buying a fixer-upper can sometimes provide a shortcut to homeownership, whether you are a first-time homeowner or buying your next home. With the low inventory but high demand […]

Small Business Owners: What Kind of Insurance Should You Offer to Employees?

Understanding what types of insurance to offer your small business’s employees can feel like a challenge. However, this is a great problem to have! It means you as the owner have done a wonderful job growing the company and adding new staff members to your dedicated team. Health insurance benefits are a major way to […]

What Insurance Do I Need for a Vacation?

Vacations are wonderful opportunities to relax, explore new places, and enjoy time spent with family and friends. But as you prepare for time away from home, it is important to have the proper insurance policies set up in advance. While you hope to never need them, these types of insurance can help you rest easy […]