Learn all there is to know about insurance.
Renting an ATV or jet ski can add excitement and adventure to your vacation or weekend getaway. However, while these vehicles promise fun, they also come with risks. Accidents can happen, and understanding how insurance works for rented recreational vehicles is crucial to protecting yourself from unexpected expenses. Before hitting the trails or the waves, […]
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Wind damage is one of the most common causes of property damage in the United States. From minor gusts that dislodge shingles to powerful hurricanes that wreak havoc, wind can significantly impact your home’s structure and your peace of mind. For homeowners, understanding how your insurance policy addresses wind damage is critical to ensuring you […]
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Becoming a car owner for the first time is an exciting milestone, but it also comes with responsibilities—one of the most important being securing car insurance. Navigating the insurance world can feel overwhelming, especially with so many coverage options, pricing tiers, and policy details. Whether you’re buying your first car fresh out of college or […]
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When it comes to home insurance, properly documenting your belongings is one of the most important steps you can take to ensure a smooth claims process in the event of loss or damage. Whether it’s due to theft, fire, natural disasters, or other unforeseen circumstances, having a clear and accurate record of your possessions can […]
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For outdoor enthusiasts, adventure is calling year-round, whether it’s hiking rugged trails, kayaking rivers, skiing down slopes, or camping in the backcountry. While the great outdoors offers unparalleled thrills and relaxation, these activities also come with risks. From accidental injuries to property damage, unexpected incidents can turn a day of fun into a costly ordeal. […]
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Wildfires have become an increasingly common threat in many parts of the country, causing devastating losses to homes and communities. For homeowners in wildfire-prone areas, understanding how this risk impacts home insurance is crucial. If you live in a wildfire zone, taking proactive steps to secure adequate insurance coverage can help protect your most significant […]
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Adding a teen driver to your auto insurance policy can feel like a rite of passage, marking a major milestone in your family’s life. However, it also brings an unavoidable reality—higher auto insurance premiums. For many parents, the sticker shock of insuring a teen driver is a wake-up call. But why do premiums increase so […]
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When disaster strikes, your home may become temporarily uninhabitable. Whether it’s due to a fire, storm damage, or another covered event, you’ll need a place to stay and resources to maintain your standard of living while your home is being repaired. This is where Additional Living Expenses (ALE) coverage comes into play. As an independent […]
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When it comes to protecting your business, insurance is a must. Whether you’re a small startup or a large corporation, having the right coverage safeguards your company against risks and liabilities. However, one of the most common questions business owners have is: How does the size of my business affect my insurance costs? As an […]
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When disaster strikes your home, whether it’s a fire, storm damage, or a sudden burst pipe, having the right home insurance can make all the difference. However, navigating the claims process can feel overwhelming. As an independent insurance agency, we’re here to simplify the process and help you file a successful home insurance claim. In […]
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